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WebAccording to our full coverage rate estimates, teenage car insurance averages $5,827 per year or $486 per month. Rates are higher for teenage drivers compared to other age groups for several ... Web1 day ago · Female. $395. $4,738. Updated: 04/06/23. Car insurance companies strive to understand the risks they face. They want anyone with a driver's license to be listed on the policy, even if they won't drive the listed vehicle often. If you want your child to use your vehicle and carry adequate coverage in the event they're involved in an accident ... WebMar 24, 2024 · Geico has the best minimum- and full-coverage quotes for 18-year-old drivers in New York. At $113 per month, a minimum-coverage policy for a young driver from Geico is 48% cheaper than the state average. Full-coverage car insurance from Geico costs $247 per month, which is 41% cheaper than average. requirements in getting business permit